Nowadays, having control and easy access to your budget plans on-the-go is important. Thus, we have consolidated a list of best budgeting apps for tracking your expenses and planning your finances, for both Android and iOS.

1. Mint – automatic organizer for your incomes

The first on the list of best budgeting apps is Mint. This app allows you to automatically organize your expenses and income accounts. Then it will form a budget plan for you so you can have a better view of your finances. Furthermore, the app lets you safely connect your financial accounts into a single place for better management. Mint features include: graphs and charts of expenses, offline access from recent downloads, and payment reminders.

The app lets you track all of your financial accounts, and it uses 128-bit encryption for data security. You can set a pass-code stop anyone from viewing your data. Moreover, in case your phone is lost, you can delete account data remotely. Mint is available on mobile and web browsers, and it is free for download and use.

2. Money Lover: the name says it all

Next on the list is the budgeting app with more than 82 000 user reviews: Money Lover. The app helps you in your financial management and spending by prompting you to input your daily expenses. In addition to that, it lets you customize your categories to your liking. Money Lover is very intuitive and user-friendly with its colorful outlay. Money Lover pictures your total expenses and income for the last week/month with bar graphs and pie charts.

Furthermore, the app will send you reminders when you are about to exceed your budget set of a particular period, and when you have deadline for your bill payments. Money Lover is available and synchronizable across mobile, tablets and computers. The app is free for download and use, but it has in-app purchases for additional perks (unlimited Wallets, additional category icons, etc.).

3. Mvelopes: controlling daily expenses

Among our picks for best budgeting apps is Mvelopes. This app lets you create, budget and track your everyday expenses. You will able to connect your other financial accounts (bank accounts, credit cards), as well as to set up weekly and monthly budget plans. The interesting feature of Mvelopes is the ability to atomically have your bank transactions added to the app history, without having to enter the transactions manually one by one.

Mvelopes has username/password. 4-digit PIN and other in-app security measures. The app also lets you add photo captures of your receipts to the individual transactions. Additionally, Mvelopes can be synchronized and accessed through web browser. The app is free for download and use, but it also has a 94,99USD premium upgrade with additional perks and customization.

4. You Need A Budget – YNAB

YNAB (You Need A Budget) is also mentioned in our list due to its budgeting ideology. The app concept is based on 4 principles: assign a job to every dollar, prepare and plan for unusual expenses, roll with punches if you overspend, and learn how to survive on income from the previous month. These principles and the available free online classes will help you plan your future financials effectively.

The YNAB has similar features to offer as previous apps, with the more focus on keeping track of your budget plans. Therefore, the app allows you to additionally move your cash flow between categories so that you are within your general total budget. The YNAB has a 34-day trial, after which it will cost 5USD/month or 50USD/year.

5. Goodbudget: convenient budgeting apps

Last but not least among the best budgeting apps is: Goodbudget. Goodbudget allows you to add transactions, income amounts, budget goals and account balances. The offered features also include the possibility to access the data from many mobile devices (including web browsers). The good point of Goodbudget is the convenience of sharing the account with your family or friends.

The data from the app is backed up and stored, so you don’t have to worry about loosing any important transactions. In addition to that, Goodbudget gives you reports of your spending and the cash flows of income against spending. The basic version of the app is free for download and use. For pro version (with additional accounts, devices, etc.), the Goodbudget price is at 15USD/3 months or 24USD/6 months.

These are our top picks for the best budgeting apps that lets you efficiently manage your financials on the go!

Keeping your expenses and income history is very important for your future financials. These apps will help you to have immediate access to your budget history, so you won’t forget to input an expense. We suggest that you try the apps yourselves, and choose which one among the 5 work best for you!